After you link your biller, YSplit bots login to your account and add a YSplit Credit Card to your biller. Every time the card connected to a linked biller is charged, YSplit is notified then our systems split the total payments and bill every roommate their share.

For billers whose total varies from month to month (e.g Power/Electric), The YSplit bots also regularly check your linked billers to see if the months payments have been made available. When they do, you will receive a notification and be able to see the amount in the app.

YSplit still has a lot of value before your roommates decide to join you. If you connect your billers to YSplit you will be:
1) Notified when your bill amounts become available and get warnings if your bill price has increased so you don’t overpay.
2) Given a complete picture of all your house bills in one place, when you’ll be billed and how by much.

To link a biller to YSplit, you’ll simply need to enter your login details for that biller (e.g username & password). You can choose from a list of over 25,000 billers.

It is important to note that you do not need to change anything on your billers end before linking them to YSplit. If you have autopay setup already for example, our system simply switches your old payment method to ours.

When YSplit pays your bills, a YSplit credit card is used, which means we get points from the transaction. This is what allows us to run the service without charging you.

YSplit is free to use and we do not add any additional fees to bills (see how we make money above).

Some Gas and Electric billers charge a small fee (on average $0.40 per roommate) for credit card processing costs. When they do, we are as transparent as possible and will display this information for you inside the app.